Quick Answer: Can Someone Steal Your Home Title?

How common is home title theft?

Title theft or deed fraud occurs when someone obtains the title of a property, usually by stealing the owner’s identity and recording a forged deed to change ownership of the property’s title.

My research shows that title theft is still a fairly rare occurrence..

Can someone sell my house without my permission?

If the property is owned in joint names then both parties would need to sign a Transfer for a sale, so in most cases a sale without your knowledge would not happen. However, if the property is held solely in your spouse’s name they could sell the property and then have the entire sale proceeds available to them.

Can someone steal your home title online?

Home title fraud is usually a result of identity theft. Many transaction and document requests are done online, which can increase the chances of criminals stealing information. … Other targets of home title fraud are people who own second homes, vacation homes and real estate investment properties.

Is a home title lock necessary?

However, some industry experts will tell you that title lock protection isn’t necessary. They state that, if you’re truly worried about title fraud, you can just check those public records yourself each month instead of paying a third-party service to do that work for you.

Can someone steal the equity in my home?

Home equity fraud can occur in any number of ways. … Home equity fraud can also be committed by lenders when a homeowner is behind on her mortgage payments. The lender or financial agency may ask the homeowner to leverage amounts of money against their home in order to steal the home’s equity.

Can someone steal your house without you knowing?

In reality, deeds are public records and anyone can go online and print the recorded deed to your house. This sounds scary. In fact, there are services that claim that people are going to go online and steal your house without you knowing it. … As stated, you don’t need a certified copy of your deed.